Factoring in the Florida Keys – Monroe County

Florida Keys Factoring

While business may be booming in Monroe County, not every day will be margaritas and sunsets. Factoring provides immediate cash flow relief, and frees up your working capital to help you run an efficient business.

At Florida Business Capital we provide accessible receivables financing services.

We offer invoice factoring rates beginning at 0.5%, fast funding, and high advances.

We provide personalized customer service and direct access to decision makers.

You will deal directly with a decision maker.

Our team of invoice factoring specialists has extensive experience working with companies in a wide variety of industries.

Why choose factoring?

Are you new to factoring? For an introduction, please read our guide to invoice factoring. The process is straightforward. We purchase your unpaid invoices, so that you can get cash now rather than waiting for your customers to pay. Based on your customer concentration, average invoice collection period, and volume of invoices you plan to factor, we offer advances in the range of 75-95%. You are then free to use the cash according to your demands. When the invoice is paid, we pay you the remainder minus our fees.

Invoice Factoring

A Simple Guide for Beginners

Are you a good candidate?

Invoice factoring is suitable for most businesses in the manufacturing, business services and distributive trade sectors selling goods and services to other businesses on normal credit terms. If your business is lacking the working capital necessary to fund payroll and other expenses, consider accounts receivable factoring with Florida Business Capital.

Some Industries We Serve

Medical Staffing

If you run a medical staffing company, you most likely have a large payroll to meet the demands of healthcare in the Monroe County area. We understand you just want to focus on offering your clients quality healthcare, but unfortunately the burden of payroll and other funding issues get in your way. Receivables factoring may be the best fix, as it can lift that burden and allow you to focus on what you do best. We not only purchase your invoices, but monitor the creditworthiness of your customers in order to guarantee you’ll be paid. Our relationship managers are trained to manage your invoices in an unobstrusive yet responsible manner.


Expanding and sustaining a transportation company comes with great costs for equipment and payroll that business owners may not be able to pay. Ironically, the more you grow, the more you are hindered by funding issues. Invoice factoring creates the ability cover these expansion costs without accumulating debt. We simply purchase your invoices so that you can focus on growing your business without worrying about your customers paying their invoices.


With great weather most of the time, Monroe County offers a nice variety of crops. Nonetheless, buyers don’t always pay on time. Perhaps your customer is a retail business with poor produce sales. This is where we can assist. We purchase your accounts receivable so that you can use the cash from invoices right away, rather than waiting for customers to pay.

Commercial Fishing

We know how important Commercial Fishing is to the Florida Keys and Monroe County economy. While the surrounding ocean boasts an abundance of marine life for fisherman to forage regularly, weather patterns and other unforeseen situations can cause fewer catches, more damage to equipment and a need for more staff. Factoring, in this case, may provide another net for you with the cash you need when hitting rough waters.

At Florida Business Capital we make it easy for you to access invoice factoring services. The cash flow relief your businesses needs may be just one phone call away!


We are a Floridian factoring company offering reliable funding, local expertise, and the most transparent and professional invoice factoring service in the state. At Florida Business Capital we make it easy for you to access invoice factoring services. The cash flow relief your businesses needs may be just one phone call away!

Call us at 1-855-424-2956.

Florida Business Capital Information